Visa & Other Study Programs Financing

The 13 Dreams Consultants team recognizes that implementing an appropriate financial plan emerges as one of the most critical prerequisites when attempting to secure admission to universities abroad. For this reason we offer dedicated Study Visa Finance Assistance Services to students from Bareilly and Northern India.

Why Do Financial Assistance Programs Help?

Bridging the Extremely Realistic Gap

While the studying abroad experience is costly, we have put in place assistance policies that we believe can reduce the gap between your dreams and reality.

Assistance Models That Provide Comprehensive Support

These dreams can, and should be turned into reality which is why we have designed tailored personalized plans to help you achieve those study-abroad aspirations.

Our Financial Assistance Services

Financial Counseling

Planning for education abroad can be innovative yet very tricky. Which is why our professionals offer individualized financial counseling for study abroad cost management.

Loan Guidance

It’s easy to get lost in the step-by-step procedure which is why guiding you through application to approval is the key feature of our educational loan assistance service.

Building Scholarships Applications

If international education programs are too expensive, these financed and unpaid positions can help substantially.

Start Planning Immediately
Unlock complete Visa Study Financing Support with 13 Dreams Consultants. Don’t abandon plans because studying abroad is just one step away with our financial planning support. Get in touch and discover how we could be of service to you.

The Ultimate Handbook on Education Loans and Financial Management for Students

Acknowledging Student Loans with Importance

Obtaining a student loan can be very helpful in making education in foreign countries affordable. If you are planning to pursue a degree in Canada, UK, Australia or even the USA, considering an education loan can enable you to pursue your goals comfortably.

At 13 Dreams Consultants, we assist students with acquiring the most appropriate education loans, using our consultancy facilities. Our primary focus is to improve the availability of education loans in India for students who wish to study overseas.

What Makes You Go To An Education Loan Consultant?

• Provides Expert Support Throughout the Process: We assess your profile, co-applicant's profile, course, and the university's standards and ensure that you obtain the best deal possible.
• Ties with Banks and NBFCs: We have partnered with various banks and NBFCs (Non-Banking Financial Companies) to ensure that we provide the most affordable study loan in India coupled with convenient payment options.

The Principal Advantages Of Having Education Loans To Study Abroad

• Tuition Fee and Living Expenditure is Taken Care Of: The majority of student loans are able to provide financial coverage for both the tuition and living expenses such as accommodation and books.
• The grace period advantage: Various educational loans come with the benefit of a moratorium period where repayment can commence after the course is completed.
• Builds financial credibility: Making timely payments will improve your credit history.

Different types of education loans are offered

• Secured Loans (With Collateral): These loans come with lower interest rates and longer repayment terms but require assets like property or deposits.
• Unsecured Loans (Without Collateral): These do not require assets, and our consultants help locate high-approval options tailored to your profile.

Criteria to be eligible for student loans

• Approval for admission into recognized foreign institution
• Co-applicant with a confirmed stable income
• Good standing academic record
• Valid collateral (in case of secured loans)

What documents are needed for education loans

• KYC documents
• Admission letter
• Fee structure
• Income proof of co-applicant
• Collateral documents (if applicable)

The process with 13 Dreams Consultants made simpler when getting your loan

• Guided throughout the process: From verifying eligibility to filing applications and disbursement.
• Custom tailored loan designing: Our coordinators estimate your total expenses based on course duration and destination.
• End-to-End Monitoring: We follow up with lenders for timely approvals and resolve any issues.

How to Choose The Right Student Loan

When analyzing an educational loan in India, consider the following factors:

• Interest Rate (fixed or floating)
• Margin Money Required
• Prepayment and foreclosure fees
• The loan payout structure and its timing

Our education loan consultants guide you through all of these factors so you choose the best suited loan.

Common Challenges and Solutions

• Rejection Due to Low Credit Score: We match you with lenders who can work with the co-applicant’s profile or offer unsecured options.
• Long Processing Time: Our partnerships help us expedite loan processing.
• Complicated Documentation Requirements: We ensure your file is complete and free from common errors.